The Signature /Name Affidavit will appear in loan signing documents. There may be one name or several names that the borrower has been known as or has gone by in the course of their life. This is a very important document and the signer might query the names that are listed on the AKA list.

The AKA document in loan signing will show the various ways that the borrower’s names are listed. This document will also record your legal name and signature, and any other variations of your legal name. The list of the various names will stem from many different ways their names have been written on official documents and ways the names have come up when their credit has been ran. The names on the Signature Affidavit will often reflect variations such as a middle initial, middle name, a former maiden name. A person’s last name might also be listed with a Jr., SR., or the first or second names after it.

Initially the borrower’s name will be listed on the AKA. The name listed is typically how the borrower signs his or her name in everyday life and thought the loan documents. The signer would sign their name and acknowledge that that is their name. The borrower’s various names are pre-typed on the form. If the borrower has never been known as the name listed, they would write Never Known As next to it and then sign their name as it appears on the initial signature line.

The AKA/Signature Affidavit will always require notarization. The type of notary most common with this document is a Jurat. This type of notary will require the signer to take an oath. The signer will swear to or affirm the truthfulness of the contents contained in the document. The notary will administer a spoken oath to the signer.

Andrea Augustson