In today’s modern-day world, one is often overwhelmed by paperwork. When buying a car, buying a home, or refinancing a home, the contracts and paperwork is often like a tome. We often do not understand much of the language and nomenclature and need a well-educated and well- informed professional to guide us through our many questions!

The purchase or refinancing of a home is a major decision in one’s life. The average person may not know what a Grant Deed or a Quick Claim Deed is. Or how do the fill out a PCOR (Preliminary Change of Ownership) form. What goes where on the Trust Certification Form? How do you explain accrued interest? What is the difference between an Impound or Escrow Account?

The client may not understand how to read their Closing Disclosure Statement and have questions about the Note, or Payment Letter. Also, the Loan Signing Agent needs to know how to handle Escrow’s documents when dealing with out of state forms. They need to know when to attach a California Acknowledgement or a California Jurat to the notary loan documents.

Knowing these types of forms and guiding the borrower through the loan signing process is the role of a Loan Signing Agent. If a mistake is made and funding of the loan is delayed it can hold up the whole process and can become very costly to the parties involved. One cannot stress the importance of having an educated Loan Signing Agent to guide you in the loan signing process.