Information on APR

The Annual Percentage Rate (or APR) is the total rate of interest on your loan amount that you’ll pay annually (averaged over the full term of the loan). APR is the annual cost of a loan to a borrower including fees. APR is expressed as a percentage like simple...

Home Equity Line of Credit-HELOC

As a Mobile Notary and Loan Signing Agent, I come across many types of loans. This blog is written to inform readers about a type of loan known as a Home Equity Line of Credit (HELOC). A person is able to access the equity in their home and borrow against it. This is...

Life Settlement Notary

What is a Life Settlement? When a person no longer needs their life insurance policy, they may be eligible to sell it to a third party for more than surrendering it to the insurance carrier. This sale is called a life settlement. In a life settlement transaction, the...

Adjustable Rate Note

There are many options that a buyer has when choosing what type of loan to obtain. This loan signing blog will contain some basic information regarding an Adjustable Rate Mortgage. The acronym for this type of loan is ARM. In this type of loan, the Note can be could...

Seller’s Loan Documents

This week in my mobile notary and loan signing business, I have had an opportunity to provide loan signings for two clients who were selling their homes. This type of loan singing is called a Seller’s Package. By coincidence, both sellers had property that they were...

Duties of A Mobile Notary and Loan Signing Agent

The roles of a mobile notary and loan signing agent are very important. Many documents such as mortgage documents, wills, contracts, sworn statements, affidavits, and powers of attorney often require a notary. The duties of a notary often vary from jurisdiction to...

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