Recently, I was asked by a first-time buyer the difference between a Deed of Trust and a Mortgage. This is a very intelligent question to ask regarding loan documents. Therefore, I thought I would write a blog on the subject!   Let’s first look at a Mortgage. A […] Read more »

    One of the most important documents that one receives in the loan signing process is called a Closing Disclosure. This is a five-page document that the lender will provide three days before the final closing.   The Closing Disclosure will include the final loan terms and closing costs. […] Read more »

  An extremely common form found in today’s loan documents is known as the USA Patriot Act Form. The purpose of this form is to help the government fight identity fraud and prevent money laundering activities. This is a very important document in a loan signing package.   The Loan […] Read more »

    The Signature /Name Affidavit will appear in loan signing documents. There may be one name or several names that the borrower has been known as or has gone by in the course of their life. This is a very important document and the signer might query the names that […] Read more »

  As a Mobile Notary there are many forms that Contractors need to have notarized. The Owner Statement and Acknowledgment of Compliance is issued from the city of Los Angeles Department of Building and Safety. This particular form must be completed, signed, and notarized by the owner. Once the notary […] Read more »

There are many Vital Records Applications that need to be notarized. Recently, I had two mobile notary clients who needed their vital records applications notarized. Application For Certified Copy Of Marriage Record and Application For Certified Copy Of A Birth Record are the names of the Applications that required my […] Read more »

An important loan document on a property that is being refinanced is known as a “Notice of Right to Cancel” or a “Rescission” document. This does not include a rental or a second home purchase. The “Notice of a Right to Cancel” will be included in loan documents on a […] Read more »

I am often asked as a Mobile Notary if I go to jails or prisons. This is a Mobile Notary service that I am more than happy to provide. There are many jails and prisons that I provide Mobile Notary service to: Twin Towers in Los Angeles, Pitches Detention Center […] Read more »

Recently, one of my regular mobile notary clients mentioned he felt the role of a mobile notary was a commodity. Although, he expressed his appreciation for my experience and expertise, he thought the general consensus was anyone can stamp a document that requires a notary seal. The father of the […] Read more »

In the State of California there are very specific laws pertaining to acceptable forms of identification when performing notary service. As a mobile notary this information is very valuable. The following are acceptable forms of identification when performing notary service. · State-issued driver’s license · State-issued identification card · U.S. […] Read more »