BLOG
Information on APR
The Annual Percentage Rate (or APR) is the total rate of interest on your loan amount that you'll pay annually (averaged over the full term of the loan). APR is the annual cost of a loan to a borrower including fees. APR is expressed as a percentage like simple...
Home Equity Line of Credit-HELOC
As a Mobile Notary and Loan Signing Agent, I come across many types of loans. This blog is written to inform readers about a type of loan known as a Home Equity Line of Credit (HELOC). A person is able to access the equity in their home and borrow against it. This is...
Life Settlement Notary
What is a Life Settlement? When a person no longer needs their life insurance policy, they may be eligible to sell it to a third party for more than surrendering it to the insurance carrier. This sale is called a life settlement. In a life settlement transaction, the...
Adjustable Rate Note
There are many options that a buyer has when choosing what type of loan to obtain. This loan signing blog will contain some basic information regarding an Adjustable Rate Mortgage. The acronym for this type of loan is ARM. In this type of loan, the Note can be could...
Seller’s Loan Documents
This week in my mobile notary and loan signing business, I have had an opportunity to provide loan signings for two clients who were selling their homes. This type of loan singing is called a Seller’s Package. By coincidence, both sellers had property that they were...
Duties of A Mobile Notary and Loan Signing Agent
The roles of a mobile notary and loan signing agent are very important. Many documents such as mortgage documents, wills, contracts, sworn statements, affidavits, and powers of attorney often require a notary. The duties of a notary often vary from jurisdiction to...
Documents that Require Fingerprinting When Notarizing Deeds and Powers of Attorney
In the State of California there are several types of documents that require a thumbprint in the notary’s journal. These documents are a Deed, Deed of Trust, Quitclaim Deed, and a Power of Attorney. These documents are very important because they pertain to real...
Power of Attorney Signer Requirements
One of the most common mobile notary requests that I receive is for a Power of Attorney. This document is extremely important and therefore I always preface the mobile notary requests with several questions. First, I inquire whether the signer is able to sign their...
Loan Signing 101
Often as a Mobile Notary when I am performing a loan signing, the signer has many important basic questions regarding their loan documents. The process of buying, selling, or refinancing a property can be very stressful for a lot of people. I am always happy as a...
Travel Documents for Minors Who Are Traveling
A document that I am often asked to notarize is a Permission to Travel document for a minor. Often a child is only traveling with one parent and therefore the other parent must have a Permission to Travel form filled out and notarized. Often the U.S. customs will ask...
Power of Attorney Requirements for Notarization
A Power of Attorney is the most requested document that I receive to be notarized. A Power of Attorney is an extremely important document that requires a notary. There are many requirements that need to be in place before a Power of Attorney is notarized. I always...
DBA Form
There is a very common document that requires notarization these days. This form is called a Doing Business As. DBA, which stands for "doing business as", is an acronym to know. It signifies that an individual or company is doing business under a pseudonym. State...