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Deed of Trust and Mortgage
Recently, I was asked by a first-time buyer the difference between a Deed of Trust and Mortgage. This is a very intelligent question to ask regarding loan documents. Therefore, I thought I would write a blog on the subject! Differences Between a Deed of Trust and...
Closing Disclosure
One of the most important documents that one receives in the loan signing process is called a Closing Disclosure. This is a five-page document that the lender will provide three days before the final closing. Checklist of Requirements for Closing Disclosure Document...
USA Patriot Act Form in Loan Documents
An extremely common form found in today’s loan documents is known as the USA Patriot Act Form. The purpose of this form is to help the government fight identity fraud and prevent money laundering activities. This is a very important document in a loan signing package....
AKA Document in Loan Signing
The Signature /Name Affidavit will appear in loan signing documents. There may be one name or several names that the borrower has been known as or has gone by in the course of their life. This is a very important document and the signer might query the names that are...
Owner Statement and Acknowledgment of Compliance
As a Mobile Notary there are many forms that Contractors need to have notarized. The Owner Statement and Acknowledgment of Compliance is issued from the city of Los Angeles Department of Building and Safety. This particular form must be completed, signed, and...
Vital Records Applications
There are many Vital Records Applications that need to be notarized. Recently, I had two mobile notary clients who needed their vital records applications notarized. Application For Certified Copy Of Marriage Record and Application For Certified Copy Of A Birth Record...
Notice of Right to Cancel
An important loan document on a property that is being refinanced is known as a “Notice of Right to Cancel” or a “Rescission” document. This does not include a rental or a second home purchase. The “Notice of a Right to Cancel” will be included in loan documents on a...
Jail and Prison Mobile Notary
I am often asked as a Mobile Notary if I go to jails or prisons. This is a Mobile Notary service that I am more than happy to provide. There are many jails and prisons that I provide Mobile Notary service to: Twin Towers in Los Angeles, Pitches Detention Center in...
The Importance of An Experienced Mobile Notary
Recently, one of my regular mobile notary clients mentioned he felt the role of a mobile notary was a commodity. Although, he expressed his appreciation for my experience and expertise, he thought the general consensus was anyone can stamp a document that requires a...
Acceptable Forms of Identification When Performing Notary Service
In the State of California there are very specific laws pertaining to acceptable forms of identification when performing notary service. As a mobile notary this information is very valuable. The following are acceptable forms of identification when performing notary...
Mobile Notary Locations
In my seventeen years of providing mobile notary services, I have had an opportunity to go to many locations and places! As a Mobile Notary and Loan Signing Agent, I will travel to wherever the client needs me. I often go to offices and places of business, being that...
Reverse Mortgage
In my Mobile Notary and Loan Signing business I often come across various types of loans. A reverse mortgage, also known as the home equity conversion mortgage (HECM) is available for homeowners 62 or older. These types of homeowners have accumulated home equity and...