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Deed of Trust and Mortgage

Deed of Trust and Mortgage

Recently, I was asked by a first-time buyer the difference between a Deed of Trust and Mortgage. This is a very intelligent question to ask regarding loan documents. Therefore, I thought I would write a blog on the subject! Differences Between a Deed of Trust and...

Closing Disclosure

Closing Disclosure

One of the most important documents that one receives in the loan signing process is called a Closing Disclosure. This is a five-page document that the lender will provide three days before the final closing. Checklist of Requirements for Closing Disclosure Document...

USA Patriot Act Form in Loan Documents

An extremely common form found in today’s loan documents is known as the USA Patriot Act Form. The purpose of this form is to help the government fight identity fraud and prevent money laundering activities. This is a very important document in a loan signing package....

AKA Document in Loan Signing   

The Signature /Name Affidavit will appear in loan signing documents. There may be one name or several names that the borrower has been known as or has gone by in the course of their life. This is a very important document and the signer might query the names that are...

Vital Records Applications

There are many Vital Records Applications that need to be notarized. Recently, I had two mobile notary clients who needed their vital records applications notarized. Application For Certified Copy Of Marriage Record and Application For Certified Copy Of A Birth Record...

Notice of Right to Cancel

An important loan document on a property that is being refinanced is known as a “Notice of Right to Cancel” or a “Rescission” document. This does not include a rental or a second home purchase. The “Notice of a Right to Cancel” will be included in loan documents on a...

Jail and Prison Mobile Notary

I am often asked as a Mobile Notary if I go to jails or prisons. This is a Mobile Notary service that I am more than happy to provide. There are many jails and prisons that I provide Mobile Notary service to: Twin Towers in Los Angeles, Pitches Detention Center in...

Mobile Notary Locations

In my seventeen years of providing mobile notary services, I have had an opportunity to go to many locations and places! As a Mobile Notary and Loan Signing Agent, I will travel to wherever the client needs me. I often go to offices and places of business, being that...

Reverse Mortgage

In my Mobile Notary and Loan Signing business I often come across various types of loans. A reverse mortgage, also known as the home equity conversion mortgage (HECM) is available for homeowners 62 or older. These types of homeowners have accumulated home equity and...